We’ll Help You Choose Your Perfect Account

Then simply apply online!

Q. (question 1)
Q. (question 2)
Q. (question 3)
Q. (question 4)
By answering a few simple questions, we can guide you to an account that seems like the best match. Would that be helpful?
Do you currently have open accounts at Highland Bank?
What is most important?
What average balance will you typically keep in your account?
What average balance will you typically keep in your account?
Which reward fits you best?
How you use your account will reveal which account fits you best. Paper or Plastic – Will you use checks or electronic services?
What Describes You
I want to:

Thank You!

Your personalized result is:

A simple savings account to start building good habits.

Developed For: Those seeking steady returns and easy access.

Maintain steady earnings and flexibility with this traditional interest-bearing savings account. Enjoy easy access to the cash you’ve tucked away. Make withdrawals or deposits any time. And watch your balance grow with interest compounded and credited quarterly.

Features & Benefits:

  • $200 minimum opening deposit
  • $200 minimum daily balance to avoid monthly service charge1
  • Quarterly statements
  • Interest compounded and credited quarterly
  • Free ATM Card2

1$3 monthly service charge will apply if minimum balance is not maintained.

2Foreign transaction fees, surcharges and international transaction fees may apply.

Personal Savings Account Rates

Effective as of 05 / 13 / 2025

AccountMinimum Opening BalanceInterest RateAnnual Percentage Yield (APY)¹Minimum Daily Available Balance to Earn InterestCompounding and Crediting of Interest

Premier Money Market Savings

$10,000$0
$0 – $9,999.990.90%0.90%Monthly
$10,000 – $24,999.991.10%1.11%Monthly
$25,000 – $49,999.991.15%1.16%Monthly
$50,000 – $99,999.991.25%1.26%Monthly
$100,000 – $249,999.991.50%1.51%Monthly
$250,000 – $999,999.991.65%1.66%Monthly
$1,000,000 – $2,499,999.991.75%1.76%Monthly
$2,500,000 – $4,999,999.991.80%1.81%Monthly
$5,000,000+1.85%1.87%Monthly

Money Market Savings

$1,000$0
Under $1,0000.70%0.70%Monthly
$1,000+0.95%0.95%Monthly

Statement Savings

$2000.20%0.20%$0Quarterly

Kasasa Saver²

$100$0
$0 – $100,00.002.96%3.00%Monthly
$100,000.01+0.50%3.00% – 1.75%Monthly
All balances if qualifications are not met0.05%0.05%Monthly

IRA Money Market Savings

$1000$1,000
under $1,000n/an/a
$1,000 – $9,999.990.15%0.15%Quarterly
$10,000 – $24,999.990.25%0.25%Quarterly
$25,000 – $49,999.990.50%0.50%Quarterly
$50,000 – $99,999.991.00%1.00%Quarterly
$100,000 – $249,999.991.25%1.26%Quarterly
$250,000+1.40%1.41%Quarterly

1The interest rate and annual percentage yield (APY) may change weekly at Bank’s discretion. Interest will be compounded and paid monthly. We use the average daily balance method to calculate interest on your account. This method applies a daily periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Fees may reduce earnings.

2Must be opened in conjunction with a Kasasa Cash or Kasasa Cash Back checking account. Qualifications for checking account must be met to receive higher interest rate. APY on tiers may vary based on balances maintained. If qualifications are not met, interest rate/yield will revert to .01% on all balances.

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